Complete Guide

Mexican Visa & Residency Guide

Guía de Visa y Residencia Mexicana

Everything you need to know about obtaining legal residency in Mexico—from financial requirements to the step-by-step process, costs, and common mistakes to avoid.

Last Updated: January 2026

Why Get Mexican Residency?

If you're planning to spend more than six months at a time in Mexico, obtaining legal residency is the smart choice. While tourists can stay up to 180 days, that time is now granted at the discretion of immigration officers—and repeat "visa runs" are increasingly scrutinized.

Benefits of Mexican Residency

Good to Know

GreenGo4Gringo has helped over 2,000 expats successfully navigate the Mexican immigration process in Puerto Vallarta and Nuevo Vallarta. We make what can be a confusing, stressful process easy and worry-free.

Types of Residency: Temporary vs. Permanent

Mexico offers two types of residency permits. Understanding the difference will help you choose the right path.

Temporary Residency

Residente Temporal

  • Duration: 1 year initial, renewable up to 4 years total
  • Renewals: Required annually or multi-year
  • Work Permission: Must request separately
  • Best For: Digital nomads, remote workers, those "testing" Mexico life, anyone under retirement age
  • Financial Threshold: Lower than Permanent
  • Path Forward: Can convert to Permanent after 4 years (2 years if married to Mexican)

Permanent Residency

Residente Permanente

  • Duration: Indefinite—never expires
  • Renewals: None required for adults
  • Work Permission: Included automatically
  • Best For: Retirees, pensioners, those with Mexican family ties
  • Financial Threshold: Higher than Temporary
  • Requirement: Must be retired OR qualify through family unity OR convert from 4 years of TR

Which Should You Choose?

Choose Temporary Residency if:
  • You are not yet retired
  • You want to "test drive" life in Mexico before committing
  • Your income/savings meet TR thresholds but not PR thresholds
  • You plan to work remotely for non-Mexican clients
  • You're under 60-65 years old
Choose Permanent Residency if:
  • You are retired with pension/Social Security income
  • You have family ties to Mexican citizens or residents
  • You want to avoid renewal hassles
  • You plan to work in Mexico
  • You're certain Mexico is your long-term home

Financial Requirements

To obtain residency through "economic solvency" (the most common route), you must prove you have sufficient financial means to support yourself in Mexico.

Important: The UMA System

As of July 2025, Mexican consulates use UMA (Unidad de Medida y Actualización) to calculate financial requirements—not minimum wage as previously used.

  • 2025 UMA Value: $113.14 MXN per day
  • 2026 UMA Value: $117.31 MXN per day (effective February 1, 2026)

View official UMA values at INEGI →

Temporary Residency Financial Requirements

You must demonstrate ONE of the following:

Option Amount (MXN) Documentation Period
Monthly Income $45,256 MXN/month 6 months of statements
Savings/Investments $565,700 MXN 12 months of statements

Permanent Residency Financial Requirements

Option Amount (USD) Additional Requirement
Monthly Income $56,570 MXN/month Must prove retirement status
Savings/Investments $2,262,800 MXN Must prove retirement status

Adding Dependents

For each dependent (spouse, children, parents), add approximately 100 daily UMAs (~$11,314 MXN/month) or equivalent in savings to the above requirements. You'll need to prove the family relationship with official documents.

Critical Notes on Financial Requirements
  1. Requirements vary by consulate. Each Mexican consulate interprets and applies these figures differently.
  2. Exchange rates matter. Consulates apply their own exchange rates.
  3. Bank statements must be official. Original statements with bank seals/stamps, or certified letters from your bank.
  4. Joint accounts: Generally, only the account holder whose name matches their passport can use those funds.
  5. What counts: Bank accounts, investment accounts, 401(k)/retirement accounts, pension income, Social Security, employment income
  6. What doesn't count: Cryptocurrency, precious metals, real estate equity

Alternative Pathways to Residency

Family Unity (Vínculo Familiar)

If you have family ties to Mexico, you may qualify for residency without proving financial solvency and potentially without visiting a consulate abroad.

Who Qualifies:

Benefits of Family Unity
  • May skip the consulate step entirely
  • Financial solvency requirements waived or reduced
  • Faster path to Permanent Residency (2 years instead of 4)

Work Authorization: Lucrative vs. Non-Lucrative

Understanding work permissions is crucial before choosing your residency type.

Type Can Work for Mexican Employers? Can Work Remotely for Foreign Clients?
Non-Lucrative TR ❌ No ✅ Yes
Lucrative TR ✅ Yes (requires employer sponsorship) ✅ Yes
Permanent Residency ✅ Yes (automatic) ✅ Yes
For Digital Nomads & Remote Workers

If you work remotely for clients/employers outside Mexico, you generally need Non-Lucrative status. The "lucrative" permission is specifically for earning Mexican-source income. Most expats choose non-lucrative.

The Complete Process: From Start to Residency Card

1

Consulate Application (In Your Home Country)

Choose Your Consulate

Find the Mexican consulate nearest to you. Each consulate has different appointment availability, document requirements, and strictness of interpretation.

Find a Mexican Consulate →

Schedule an Appointment

Most consulates use online booking systems. Appointments can be scarce—book as early as possible, sometimes months in advance.

Attend Your Interview

Bring all original documents plus copies. Pay the consulate fee (~$56 USD in the US). Interview is typically brief if documents are in order. Decision may be same-day or up to 10 business days.

Receive Your Visa

If approved, you'll receive a visa stamp/sticker in your passport. This is your pre-approval to enter Mexico and complete the process. Valid for 180 days, single entry only. This is NOT your residency card—you must complete the process in Mexico.

2

The Canje Process (In Mexico)

"Canje" means "exchange"—you're exchanging your visa stamp for an actual residency card. This is where GreenGo4Gringo helps you.

Enter Mexico Correctly

CRITICAL

Do NOT enter as a tourist! Do NOT use automated immigration kiosks.

Go to a staffed immigration booth. Show your passport with the visa stamp. Tell the officer you are entering for "canje." They will write "CANJE 30 días" on your entry stamp.

Make Your INM Appointment

You have 30 days from entry to begin your process at INM. Make your appointment immediately upon arrival—slots fill up quickly.

INM Online Appointments →

Submit Documents & Biometrics

At your appointment, submit all required documents and pay INM fees. You'll receive a NUT (tracking number). Then you'll be scheduled for fingerprints and photos. Once you have a NUT, you cannot leave Mexico without special permission until your card is ready.

Receive Your Residency Card!

After biometrics, your card is typically ready within 1-3 weeks. You'll receive notification to pick it up at INM. Congratulations—you're now a legal resident of Mexico! ¡Bienvenido!

Document Checklist

For Your Consulate Appointment

Passport Original + copy of photo page. Must be valid 6+ months.
Visa Application Form Download from your consulate's website. Complete but DO NOT sign until instructed.
Photograph Passport-size, color, white background, no glasses, face fully visible.
Financial Documentation Original bank statements for 6 or 12 months, certified/stamped by bank.
Proof of Income/Retirement Pension letter, Social Security award letter, employment verification.
Legal Status (non-citizens only) Visa, green card, ESTA, I-797, etc. (Original + copy)

For Your INM Appointment in Mexico (Canje)

Passport with Visa Stamp Original passport showing your approved residency visa.
FMM (Entry Form) Your entry form marked "Canje" by the immigration officer.
Proof of Address in Mexico Utility bill, bank statement, or lease in your name OR letter from landlord with their ID.
Photographs Additional passport photos (check current INM requirements).
Payment Method Visa or Mastercard for INM fees.
Tips for Document Success
  • Names on ALL documents must match your passport exactly—including middle names
  • Bank statements should show your full name, account number, and monthly ending balances
  • Bring more copies than you think you need
  • All documents from countries other than Mexico or the US must be apostilled

Complete Cost Breakdown

2026 Fee Increases

INM fees increased significantly as of January 1, 2026. The figures below reflect the new rates.

Consulate Fees (Paid Abroad)

United States ~$56 USD
Canada ~$80 CAD

INM Fees (Paid in Mexico)

TR Card (1 year) $12,582 MXN
TR Renewal (2 year) $18,575 MXN
TR Renewal (3 year) $23,538 MXN
TR → PR Conversion $8,219 MXN
PR Card $7,146 MXN
Address Change $1,903 MXN

Example: 5-Year Temporary → Permanent Journey

Consulate fee (US) ~$56 USD
Year 1 TR card (INM) $12,582 MXN
Year 2-4 renewal (3-year) $23,538 MXN
TR to PR conversion $8,219 MXN
PR card $7,146 MXN
Total INM Fees $51,485 MXN

Plus GreenGo4Gringo service fees. Contact us for a personalized quote.

What GreenGo4Gringo Handles (And What You Handle)

What You Handle

  • Schedule and attend your consulate appointment
  • Gather your bank statements, passport, photos
  • Attend consulate interview and present documents
  • Arrange your travel to Mexico
  • Enter correctly for "canje" (we'll coach you)

What We Handle

  • Initial consultation to review your situation
  • Prepare and review all INM paperwork in Spanish
  • Schedule and manage your INM appointments
  • Accompany you to every immigration appointment
  • Handle questions and follow-ups with INM
  • Problem resolution if issues arise
  • Triple-check everything for accuracy
In Most Cases

You'll visit our office once and INM once (for fingerprints/photos and card pickup). We handle the rest.

Common Mistakes That Derail Applications

Mistake #1: Entering Mexico as a Tourist

What happens: Your visa stamp becomes invalid. You must leave Mexico and start the entire consulate process over.

How to avoid: Always go to a staffed immigration booth. Show your visa. Make sure they write "CANJE" on your stamp.

Mistake #2: Using Airport Kiosks

What happens: Kiosks automatically register you as a tourist, invalidating your residency visa.

How to avoid: Skip the kiosks entirely. Go directly to an immigration officer.

Mistake #3: Missing the 30-Day Window

What happens: Your visa expires. You may face fines or need to restart the process.

How to avoid: Make your INM appointment immediately upon arrival. Don't wait.

Mistake #4: Leaving Mexico During Canje

What happens: Without special permission, leaving Mexico cancels your application. You'd need to start over.

How to avoid: Plan to stay in Mexico for 3-6 weeks. If you must leave, apply for a special exit permit (not guaranteed).

Mistake #5: Name Mismatches

What happens: If "John Robert Smith" on your passport doesn't match "John R. Smith" on your bank statement, your application may be rejected.

How to avoid: Ensure your name appears identically on all documents.

Mistake #6: Not Reporting Address Changes

What happens: Fines, potential loss of residency status, problems at renewal.

How to avoid: Notify INM within 90 days of any address change. We can help with this.

INM Offices in Puerto Vallarta Area

Puerto Vallarta INM Office

Heroica Escuela Naval Militar 2755
(Next to the Maritime Terminal)
Puerto Vallarta, Jalisco
(322) 224-7653
Monday-Friday, 9:00 AM - 1:00 PM
Get Directions

Nuevo Vallarta / Nayarit INM Office

Centro Empresarial Nuevo Vallarta
2nd Floor, Suites 22-08 to 22-11
Nuevo Vallarta, Bahía de Banderas, Nayarit
(322) 297-6343 / 297-6344
Monday-Friday, 9:00 AM - 1:00 PM
Get Directions
Which Office Should You Use?

Use the INM office closest to where you will be living in Mexico:

  • Puerto Vallarta (Jalisco state) → Puerto Vallarta INM
  • Nuevo Vallarta, Bucerías, Sayulita, Punta Mita (Nayarit state) → Nuevo Vallarta INM

After You Get Your Card

Temporary Residency Renewals

Your first TR card is valid for 1 year. After that, you can renew for 1, 2, or 3 additional years (your choice, subject to INM approval).

Key Deadline Timeframe
Start renewal process 30 days before expiration
Return to Mexico if card expires abroad Within 55 days of expiration
Apply for renewal after returning Within 5 days of return
Report address change Within 90 days

Converting to Permanent Residency

Once you've held Temporary Residency for 4 consecutive years (or 2 years if married to a Mexican citizen), you can apply to convert to Permanent Residency. No additional financial proof is needed—just apply at INM at least 30 days before your TR expires.

Path to Mexican Citizenship

If you eventually want to become a Mexican citizen:

Requirement Details
Time as resident 5 consecutive years (2 if married to Mexican)
Physical presence Cannot be outside Mexico more than 180 days total in 2 years before applying
Spanish language Basic comprehension test
Mexican history/culture Basic knowledge test
Benefits of Mexican Citizenship
  • Mexican passport (visa-free travel to 150+ countries)
  • Right to vote in Mexican elections
  • Own property in restricted zones without a fideicomiso
  • Dual citizenship permitted (Mexico allows it)

Government Resources

Ready to Start Your Residency Journey?

Contact us today for a free consultation. We'll discuss your situation and explain exactly how we can help you obtain Mexican residency.

USA/Canada: 360-910-5782
Puerto Vallarta: 322-363-1385
greengo4gringo@gmail.com

GreenGo4Gringo is an immigration services company located in Puerto Vallarta, Mexico. We are not attorneys and do not provide legal advice. For complex legal matters, we work with licensed Mexican immigration attorneys.

Information on this page is current as of January 2026 and is subject to change. Mexican immigration requirements change frequently. Always verify current requirements with official government sources and your chosen consulate.